SME & MSME finance
Our sole objective is to provide simple, structured and customized solutions using a combination of traditional methods and superior technology to lower and middle income families.
Our registered Non-Bank Finance Company, Aegeusfs assists SMEs, MSMEs and their founders to scale their businesses, through loan products in a variety of forms, structures and collaterals.
- All MSME borrowers . Business enterprises with Total o/s loans across all MLIs of up to Rs. 25 crore as on 29.2.2020.
- Annual turnover of up to Rs. 100 crore in FY 2019-20.
- Already an existing customer on the books of the MLI.
- Regular category: Only borrowers with DPD status <= 60 days eligible. Borrower accounts should be regular, SMA-0 or SMA-1 as on 29.2.2020. SMA 2 / NPA not eligible.
- GST Registered borrower. However this does not apply to MSMEs that are not required to obtain GST registration. Also Loans provided in individual capacity will not be covered under the Scheme.
Our registered Non-Bank Finance Company, Aegeusfs assists SMEs, MSMEs and their founders to scale their businesses, through loan products in a variety of forms, structures and collaterals.
- All MSME borrowers . Business enterprises with Total o/s loans across all MLIs of up to Rs. 25 crore as on 29.2.2020.
- Annual turnover of up to Rs. 100 crore in FY 2019-20.
- Already an existing customer on the books of the MLI.
- Regular category: Only borrowers with DPD status <= 60 days eligible. Borrower accounts should be regular, SMA-0 or SMA-1 as on 29.2.2020. SMA 2 / NPA not eligible.
- GST Registered borrower. However this does not apply to MSMEs that are not required to obtain GST registration. Also Loans provided in individual capacity will not be covered under the Scheme.
- People investment in share market to grow their money. But what if there is an urgent need of funds, and all your funds are stuck in shares? By selling them, when the market is down - not a good idea. You might be losing on your earnings, while also missing out on future opportunities that may arise with the market rise. So, to meet the short-term financial needs, Aegeus we help you get the loan against shares at an attractive rate, which can save you from selling your stocks in haste. Moreover, the interest rate at which you can avail the loan against shares is lesser as compared to a personal or private loan.
- Loan against shares is available to you in the form of an overdraft. By merely pledging the securities, for the time being, you can get a loan against your shares that you have, without selling them off in haste. The overdraft limit that is advance to you is ascertained based on the value of shares and their future strength.
- An individual can avail Loans against shares -
- For meeting contingencies and personal needs.
- For subscribing to rights of new-shares against putting existing shares as security.
- We at Aegeus provide loan to all type of borrowers through our wide affiliation networks in the industry. Unlike traditional marketplace, Aegeus is well-known for providing its customers with end to end services. We have tied up with Banks, Non-Banking Finance Companies, private lenders and P2P Loan marketplace in India to offer secured and unsecured loans all over in India.
- Benefits of Loan against Shares -
- It provides instant liquidity against shares without the need of selling them
- It takes care of personal needs as well as all investment
- Ideal for short term funding
- The bonuses, dividends, or any other benefit on the pledged shares will accrue directly to you
- There is no pre-payment penalty
- All MSME borrowers . Business enterprises with Total o/s loans across all MLIs of up to Rs. 25 crore as on 29.2.2020.
- Annual turnover of up to Rs. 100 crore in FY 2019-20.
- Already an existing customer on the books of the MLI.
- Regular category: Only borrowers with DPD status <= 60 days eligible. Borrower accounts should be regular, SMA-0 or SMA-1 as on 29.2.2020. SMA 2 / NPA not eligible.
- GST Registered borrower. However this does not apply to MSMEs that are not required to obtain GST registration. Also Loans provided in individual capacity will not be covered under the Scheme.
- First-time buyers.
- Hirers of construction, concrete and material handling equipment and plant hirers.
- Contractors of various municipal and civic bodies.
- SME contractors of private and government agencies, viz., public works department, irrigation, state and national highways, etc.
- Small and medium industries who require material handling and construction equipment for captive usages.
- Small and medium quarry, mine owners and operators
- Equipment and assets can help in generating immediate income
- Depending on your situation, you can choose either a fixed or flexible repayments option, this gives you the ability to manage your budget more accurately
- The equipment secures the loan, which means you don’t may not have to put your property as collateral and you can preserve the property for future finance such as demand loan or working capital
- Also, there might be a potential chance of saving tax
- First-time buyers.
- Hirers of construction, concrete and material handling equipment and plant hirers
- Contractors of various municipal and civic bodies.
- SME contractors of private and government agencies, viz., public works department, irrigation, state and national highways, etc.
- Small and medium industries who require material handling and construction equipment for captive usages.
- Small and medium quarry, mine owners and operators
Our registered Non-Bank Finance Company, Aegeusfs assists SMEs, MSMEs and their founders to scale their businesses, through loan products in a variety of forms, structures and collaterals.
- All MSME borrowers . Business enterprises with Total o/s loans across all MLIs of up to Rs. 25 crore as on 29.2.2020.
- Annual turnover of up to Rs. 100 crore in FY 2019-20.
- Already an existing customer on the books of the MLI.
- Regular category: Only borrowers with DPD status <= 60 days eligible. Borrower accounts should be regular, SMA-0 or SMA-1 as on 29.2.2020. SMA 2 / NPA not eligible.
- GST Registered borrower. However this does not apply to MSMEs that are not required to obtain GST registration. Also Loans provided in individual capacity will not be covered under the Scheme.
Our registered Non-Bank Finance Company, Aegeusfs assists SMEs, MSMEs and their founders to scale their businesses, through loan products in a variety of forms, structures and collaterals.
- All MSME borrowers . Business enterprises with Total o/s loans across all MLIs of up to Rs. 25 crore as on 29.2.2020.
- Annual turnover of up to Rs. 100 crore in FY 2019-20.
- Already an existing customer on the books of the MLI.
- Regular category: Only borrowers with DPD status <= 60 days eligible. Borrower accounts should be regular, SMA-0 or SMA-1 as on 29.2.2020. SMA 2 / NPA not eligible.
- GST Registered borrower. However this does not apply to MSMEs that are not required to obtain GST registration. Also Loans provided in individual capacity will not be covered under the Scheme.